Do you have mold growing in your home? If so, you may have had a remediation or removal company come out and give you an estimate to remove the mold. And when you see its cost, you may wonder if your home insurance company covers mold removal. At North Georgia Insurance Center, we provide home insurance throughout the greater Commerce, GA area. We not only sell products, but we want to help answer the questions that people in the community have about this product. Read on to find out if mold remediation is covered by your home insurance policy.
Is Mold Remediation Covered By Home Insurance?
Mold remediation may be covered by your home insurance policy. To determine if mold remediation is covered, you need to find out why the mold is growing in your home and whether the cause of the mold growth is covered. For example, if you had a pipe burst and that led to mold growth, mediation would be covered, as burst pipes are usually covered under your home insurance policy. However, if heavy rains caused a river to overflow its banks, and that caused mold growth, that likely would not be covered unless you had a stand-alone flood insurance policy. Flooding caused by heavy rains and overflowing rivers or waterways is typically excluded from home insurance policies.
Home insurance may cover mold remediation, depending on the cause of the mold growth and the inclusions and exclusions of your specific home insurance policy. If you want to purchase a new home insurance policy or have questions about an existing policy, North Georgia Insurance Center, serving the greater Commerce, GA area, would love to work with you and answer your questions. Call us now to schedule an appointment.