Even experienced riders are at risk of causing a motorcycle accident – how much more those who are new to riding. The high risk of injuries and bike damage should prompt new riders to get sufficient motorcycle insurance coverage. In Georgia, motorcycle liability coverage is mandatory with minimum requirements. As a new rider, however, you should consider more than just minimum protection.
The following coverage will give you an idea of the kind of insurance protection you can get from North Georgia Insurance Center in Commerce, GA.
Liability – Due to lack of experience, new motorcycle riders are at greater risk of causing an accident. Liability coverage helps pay for injuries or property damage to others if you’re found at fault in an accident. If injuries or damages exceed minimum liability requirements, you may be held responsible for paying extra expenses out of pocket. For this reason, new riders should consider higher liability coverage.
Uninsured/Underinsured Motorist – Unfortunately, there are all kinds of drivers on the road today with little to no insurance coverage. If you’re hit by one of them, this coverage will help pay for damages to your motorcycle and any medical costs. It helps protect your interests when accidents aren’t your fault.
Collision – If you own an expensive motorcycle, it only makes sense to protect it against accidents. Collision insurance helps cover the cost of repairing your bike if it’s damaged in a collision.
Comprehensive – The more you use your bike, the greater the risk of it sustaining weather damage or being vandalized or stolen. Comprehensive insurance protects your costly investment from these risks so you can enjoy your travels to the full.
For affordable motorcycle insurance that will provide the protection you need, contact North Georgia Insurance Center, Commerce, GA.