Buying a prefab or modular home in Commerce, GA. Here’s the good news: You don’t have any extra hoops to jump through when it comes to home insurance. Every policy sold by companies like North Georgia Insurance Center is especially suited to the home it covers in the first place, and the difference between a home built in 1950 and one built in 2019 is as big a difference as anything you’ll see between a prefabricated home and a conventional home. Your insurer knows what they’re getting themselves into, and you don’t need to go to any specialty provider to get your prefab home covered.
There are some concerns you may have as a prefab homeowner. You may be at a slightly greater risk come storm season, for instance, but with proper maintenance and a solid roof over your head, insurers don’t really see prefab homes as being significantly riskier as an investment in comparison to a conventional home. In fact, your insurer probably won’t even ask if your home is a prefab in the first place.
The big concern in insurance, whether we’re talking commercial, home, or auto, is a liability, and that’s basically identical between prefab and conventional homes. As a homeowner, you have to worry about dog bites, slip-and-fall cases, and assorted injuries and damages.
If you’re looking to get coverage for your home in Commerce, GA, whether it’s prefab, modular, or something else, give North Georgia Insurance Center and see what they can do for you. The whole process is really no different no matter what kind of home you live in, and any insurer that covers conventional homes will cover prefabricated and modular homes.