Auto Insurance in Georgia
In the current times we should all check to make sure we are not overpaying for auto insurance. If it turns out you already have the best coverage for the lowest price it's one less thing to worry about and you could find potential savings elsewhere. Here are some tips on how to save on your auto insurance
1. If you have a car that's 8 or more years old, and it is worth less than $2,500, you might want to consider dropping the collision coverage from this particular vehicle. Chances are your deductible is almost the same value of your car, and any major collision will send you to a car dealer.
2. You may tell your agent that you can only afford the minimum car insurance required by law. However, with a lot of our companies higher liability limits are cheaper or only a few dollars more for a whole lot more coverage. This means you are getting much better coverage for you money. We recommend all home owner's to carry at least 100/300/100 liability limits on their auto policy to protect the insured's assets from being taken in the event of a major car accident. Because the state minimum is only 25/50/25 per accident and most of you know that is not much money when we are talking about some of the nicer cars on the road as well as someone's medical bills.
3.Your car can make all the difference in your auto insurance premium. Small or large, old or new, the car you drive will affect the premium you pay. So, it pays to check on the price of insurance before you go out and buy that convertible.
4. Another advantage to having your insurance thru an independent agency is that we can always check and review your auto policy when it comes up for renewal. If we need to change your insurance to a different company to get the same coverage at a lower rate we can due to the many companies we represent in auto insurance. We also offer car rentals at our agency. This can be very convenient to our customers who may be involved in an accident to be able to get a rental car thru the same place they have their auto insurance.