Can I Get RV Insurance Before I Buy an RV?

Are you in the process of shopping for an RV? Having insurance is an important part of RV ownership, and if you haven’t yet gotten an insurance policy, this is a good time to start shopping around. Many people don’t realize that RV insurance can’t be purchased without having a specific RV – with a VIN to identify the vehicle – ready to buy. If you’re in the process of shopping for an RV, you may not have a specific vehicle in mind yet. The insurance experts at North Georgia Insurance Center servicing Commerce, GA can help walk you through the process of getting insurance. Here’s what you need to know about getting insurance when buying an RV.

Is It Possible to Get RV Insurance Before Buying an RV?

No, you can’t pay for an insurance policy if you’re not yet trying to purchase a specific RV. You may know which year and model of RV you’d like to purchase, but until you have a VIN number for a specific RV, you won’t be able to get a quote or arrange for the purchase of an insurance policy. 

If I’m Buying an RV, How Do I Get RV Insurance?

If you’re buying an RV, you can start by calling your insurance agent to discuss policies. Your insurance agent may take some info so that the process of getting a policy will be faster when you actually have an RV to purchase. Once you’re at a dealership and have selected an RV to buy, you can contact your insurance agent to get the policy active. 

If I Already Have RV Insurance, How Do I Add a New RV?

If you already have RV insurance, adding a new RV is easy. Contact your insurance agent during the purchase process. Some companies also provide a grace period for adding an RV to an existing policy. To find out how to do this, contact North Georgia Insurance Center servicing Commerce, GA.