If you’re the owner of a motorcycle, whether seasonal, full-time, or recreationally, you may be wondering if you can add another individual to your policy. In most cases, it’s possible to add another person to your insurance policy in Commerce, GA. This may be required if someone else regularly uses your motorcycle, lives in your household or has your permission to use the bike. However, approval will depend on your insurance company, the rider’s driving history, license status, and risk profile. At North Georgia Insurance Center, we assist individuals with finding policies that work for them and their entire household.

When Should I Add Another Rider?

You should consider adding someone to your policy if they use your motorcycle more than occasionally. This may include a partner, spouse, family member, trusted friend, or even a roommate. If they’re not listed and get into an accident, your claim may become much more complicated.

Information an Insurance Company May Need

To add an individual to your motorcycle policy, your insurer may ask for the following details:

• Full legal name
• DOB (Date of Birth)
• Driver’s license or motorcycle endorsement information
• Riding experience
• Accident and/or violation history
• Relationship to the policyholder
• How often they will be using your motorcyle

This information will help the insurance company decide whether or not they can approve the rider while also adjusting your premium. 

Understanding your options when it comes to investing in motorcycle insurance is essential when you’re located near Commerce, GA. If you’re thinking of adding a rider to your policy, it’s important to do so with the right agency by your side. At North Georgia Insurance Center, we’re here to help guide you through the process to properly insurance those who are in your household.