Are you about to purchase a two-wheeler in Georgia? You understand that you must buy motorcycle insurance to operate your bike legally in the state. But do you know the things to consider before deciding to buy motorcycle insurance? If you don’t have a clue, don’t stress out. North Georgia Insurance Center is here to guide Commerce, GA bikers on tips and tricks when buying motorcycle insurance.
Don’t just get basic motorcycle insurance
While buying the minimum motorcycle insurance may seem like a cost-saving strategy, things can turn out ugly when involved in a significant accident. The basic insurance may not be enough to cover your medical costs and liability expenses if you are held responsible for the accident.
Don’t rely on the person at fault to pay
Most people usually expect the person at fault for the accident to pay for injuries and damages they cause. Unfortunately, there are many motorists out there riding or driving without insurance — and for those with insurance, it’s insufficient. But I will just sue for damages? Yes, you can do that, but if the person files for insolvency, you won’t recover any money from them.
The surest way to cover yourself against the fault of others is by investing in uninsured/underinsured motorist insurance.
Compare several insurance quotes
By going online or using a trusted insurance agent, compare different quotes from different insurance companies to make an informed decision based on price, features, exclusions, etc.
Get a knowledgeable insurance agent
An insurance agent advises you on insurance matters, and thus you don’t want to buy motorcycle insurance through an agent who doesn’t know their stuff.
The list above isn’t exhaustive. For more tips, please be sure to contact North Georgia Insurance Center or pass by our Commerce, GA offices to get more information on motorcycle insurance.