Motorists need to be adequately informed about how auto insurance works and what their auto insurance options are in Commerce, GA. At North Georgia Insurance Center, we’re here to provide you with the information you need about auto insurance.<\/p>\n
The following are four things you might not be aware of regarding auto insurance. <\/p>\n
You don’t have the option of whether you want to carry auto insurance or not. Auto insurance is a requirement in Georgia and most states.<\/p>\n
In Georgia, motorists are required to carry at least $25,000 in coverage for bodily injury expenses per person and $50,000 in bodily injury coverage per accident. <\/p>\n
A standard, basic auto insurance policy can be expected to offer liability coverage. However, you’ll probably need to request that collision and comprehensive coverage be added to your policy if you want to enjoy these types of coverage. <\/p>\n
Motorists need to realize that auto insurance won’t cover them for any expense they can face. Auto insurance policies only cover policyholders up to a certain amount.<\/p>\n
If you face expenses higher in cost than your maximum coverage limits, you may have to pay for the excess out of pocket. <\/p>\n
Law enforcement officers typically request insurance proof when they pull over motorists. That’s why motorists always need to carry proof of insurance in their vehicle with them. <\/p>\n